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Viewpoint: State of the Market, February 2023

With the Bank of England Monetary Policy Committee (MPC) voting to raise the interest rate to 4% this month and bank to business lending forecast to contract sharply, CrowdProperty reviews the latest market commentary and the outlook for the property sector. The annual rate of house price growth slowed to +1.9% in January (from +2.1% in December), which is the lowest level recorded over the last three years according to Halifax. UK house pr...

THE GROWTH AND WORKINGS OF PEER-TO-PEER LENDING

Peer-to-peer lending started in the USA in 2005 and today has grown into a multi-billion pound industry across the world.  In the UK, peer-to-peer (P2P) lending businesses emerged about 10 years ago, bringing borrowers and lenders together directl...

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